Platform architecture
How Weyone Korpor organizes lending, risk, and finance in one workspace
Oversight designed Weyone Korpor for institutions that cannot afford fragmented spreadsheets, opaque permissions, or toy dashboards. The sections below map directly to the capability catalog in our product specification — from AI-assisted fraud review to investor reporting — so technical and business stakeholders share the same vocabulary during due diligence.
Design principles
Why teams standardize here
The platform is opinionated about safety and flexibility: strong tenancy, explicit permissions, and automation that accelerates — rather than replaces — human judgment.
Tenant isolation
Each organization is a first-class tenant. Data queries and API authorizers enforce membership and permission codenames so one client never observes another’s portfolio — even administrative users follow explicit tenant rules.
Branch-aware operations
Head office and branch staff can share a workspace while scoping activity to the units they serve. HQ retains consolidated analytics without giving every user unrestricted access to every account.
AI-assisted operations
Fraud signals and credit risk scoring augment human review; automated workflows reduce manual handoffs on repetitive approval and notification paths while preserving policy gates you configure.
Integration fabric
A versioned REST API and OpenAPI documentation support core banking, treasury, and data warehouse integrations on tiers where API access is enabled.
Functional depth
Modules your teams live in every day
This is not an exhaustive API reference — it is the business-facing map of the workspace. Implementation details live in your developer portal and OpenAPI export.
Analytics & intelligence
- •Portfolio overview and drill-downs across borrowers, products, and branches
- •Borrower statistics and cohort views for monitoring vintage behavior
- •Staff productivity and pipeline metrics for operational planning
- •Loan product performance and principal analysis for ALM conversations
Credit lifecycle
- •Borrower and group onboarding with extensible profiles
- •Loan products with fees, penalties, and amortization strategies
- •Collateral register tied to facilities and releases
- •Approval center with workflow states aligned to your credit manual
Servicing & collections
- •Repayment schedules with unlimited repayment events
- •Omnichannel notifications — email, SMS, WhatsApp where configured
- •Automated alerts for due dates, confirmations, and exceptions
- •PAR and performance dashboards for early warning
Finance & investors
- •General ledger, chart of accounts, and journal entry controls
- •Accounting reports for management and external stakeholders
- •Investor products and accounts for funding-side transparency
Documents & agreements
- •Template library for agreements and operational correspondence
- •Integration paths for e-signature orchestration
- •Unlimited file storage for borrower and loan artifacts (fair use)
Governance & administration
- •Staff directory with roles, permissions, and branch assignments
- •Approval workflow builder reflecting segregation of duties
- •Audit trail for sensitive mutations and security-relevant events
- •Recycle bin and retention policies per your runbook
- •Billing hooks via Polar.sh; referral program mechanics for growth
Borrower-facing properties
- •Branded borrower portal with loans, statements, and receipts
- •Interactive FAQ and help center content
- •Custom domain support on eligible subscription tiers
- •Multi-currency presentation for cross-border books
Operational resilience
- •Automatic backups engineered for multi-region durability (per deployment)
- •24/7 support channels with priority handling on higher tiers
- •Mobile applications (Android / iOS) for field teams — aligned to product roadmap
- •Data import from Excel/CSV for migrations
Catalog alignment
Marketing categories ↔ product specification
Each block below summarizes the same themes highlighted on the home page — useful for RFP responses and security questionnaires.
AI, fraud & credit risk
Model-assisted decisions with human oversight — aligned with serious lending operations.
- Fraud detection: AI-powered analysis of images and documents to surface suspicious patterns and support analyst review.
- Credit risk score: Risk scoring informed by creditworthiness and history to standardize underwriting inputs.
- Portfolio-at-risk (PAR): Track and analyze PAR metrics to monitor book quality and concentration risk over time.
- Loan performance insights: Dashboards and analytics to visualize loan performance and identify growth or stress pockets.
Borrowers, groups & portfolio scale
Designed for high-volume portfolios without arbitrary caps on core lending objects.
- Unlimited borrowers & rich profiles: Borrowers, income sources, expenses, files, comments, and custom fields — scale with your book.
- Borrower groups: Group lending structures, reporting, and servicing aligned to joint liability models.
- Borrower portal: Branded portal for borrowers to view loans, statements, repayments, and receipts.
- Custom domain (borrower website): Brand the borrower-facing experience with your institution’s domain (included on higher tiers per plan).
Servicing, fees & communications
End-to-end repayment operations with omnichannel borrower touchpoints.
- Unlimited repayments: Record unlimited repayment events with full history for audit and reconciliation.
- Loan products, fees & penalties: Flexible products, upfront or recurring fees, and late-payment penalties configurable to policy.
- Email, SMS & WhatsApp: Reach borrowers on the channels they use; automate reminders and confirmations.
- Automated notifications: Event-driven alerts for loan creation, due dates, repayments, and other milestones.
Staff, roles, audit & reporting
Operational control planes that map to how regulated teams actually work.
- Staff roles & permissions: Define roles and fine-grained permissions, including branch visibility boundaries.
- Detailed audit trails: Track material changes for compliance, investigations, and management oversight.
- Interactive charts & reports: Operational and management reporting with dynamic visualizations.
- Accounting & GL: Institutional accounting with chart of accounts, journals, and compliance-oriented reports.
Platform, integrations & reliability
Serious SaaS expectations: backups, imports, API, and always-on access patterns.
- API integration: Robust REST API to connect core banking, data warehouses, and partner systems (included on eligible tiers).
- Data import: Bring legacy portfolios forward with Excel or CSV import paths.
- Automatic backups: Regular backups to multiple global locations for resilience (per operator configuration).
- Secure access everywhere: Responsive web access with real-time synchronization across devices.
- Unlimited file storage: Store borrower and loan documents without artificial storage caps on the product tier.
Mobile, multi-currency & support
Global-ready UX and human support when you need a human.
- Mobile applications: Android and iOS apps for on-the-go servicing and management (roadmap-aligned with your deployment).
- Multi-currency support: Operate across currencies for international borrowing and repayment scenarios.
- FAQ & help center: Self-service knowledge base to reduce support load and improve borrower clarity.
- 24/7 support & training: Email support and schedulable sessions (e.g. Google Meet) for onboarding and training.
- No setup fees: Subscription-based onboarding — no separate setup fee to start on standard plans.
Documents & agreements
Template-driven legal and operational paperwork.
- Loan agreements & templates: Create, customize, and manage digital agreements and contract templates at scale.
Ready to map this to your org chart?
We walk new customers through branch structure, role matrices, and chart-of-accounts alignment before go-live. Start with a trial tier that matches your branch and seat counts, then scale to Enterprise when overage economics make sense.
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